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FinTechSeed Stage
Lagos, Nigeria

PaySabi

Digitizing B2B payments and micro-inventory finance for open-market retail merchants and informal wholesalers in West Africa.

Company Overview

PaySabi is a financial technology platform designed specifically for the informal retail sector in West Africa. We provide mobile-first POS software, supply chain payment integration, and micro-inventory working capital to open-market merchants.

Problem & Proposed Solution

Informal retailers face massive friction in cash handling, lack record-keeping, and have no access to traditional banking credit. PaySabi provides a simple digital payment ledger and utilizes transaction history to unlock credit lines for inventory purchases.

Investment Highlights

Processed over $14 Million in Gross Transaction Volume (GTV) across 2,400 active merchants.

Achieved $180,000 in monthly net revenue from payment fees and credit interest.

Exceptional repayment rate of 98.4% on working capital inventory lines.

Founding Team

Tunde Balogun

Co-Founder & CEO

Former Product Lead at a prominent African unicorn and payments expert with 10+ years in retail banking tech.

Amara Nwachukwu

Co-Founder & CTO

Software architect who built core transactional routing systems for top Nigerian digital banks.

Funding AskSeed

Target Amount$1,500,000
Minimum Ticket$100,000
Financial Snapshot
Revenue$2.1M Run Rate
Growth220% YoY Merchant Base Growth
EBITDANear-breakeven operating model
Use of Funds
50% - Expansion of wholesale lending pool to support retail working capital demand.
30% - Engineering upgrades for offline-enabled mobile POS apps and automated underwriting engine.
20% - Sales agent hiring and marketing across key wholesale markets in Nigeria.